None of OpenAI, Anthropic or Google bill in NPR. Here's what it actually costs to pay them from Nepal, and where the fees hide.
None of OpenAI, Anthropic or Google bill in NPR. You're paying in USD no matter what. The only question is how much friction gets added on top, and that part barely gets talked about.
What each one actually costs
| Tool | List price | ≈ NPR (at ~153/USD) |
|---|---|---|
| ChatGPT Plus | $20/mo | ≈ NPR 3,060 |
| Claude Pro | $20/mo | ≈ NPR 3,060 |
| Google AI Pro (Gemini) | $19.99/mo | ≈ NPR 3,060 |
That's before any conversion cost. Exchange rates move, so treat this as a snapshot from when this was written, not a fixed number.
How people in Nepal actually pay these
| Route | Reality |
|---|---|
| International debit/credit card | Needs international transactions switched on, and several Nepali banks don't support recurring USD billing at all |
| Virtual USD card via a fintech | Works, but adds its own setup fee and often a monthly minimum on top |
| A foreign transaction fee on your existing card | Usually 2 to 3.5%, plus whatever exchange rate your bank quietly applies that day |
None of this is illegal or particularly hard. It's just friction a professional in Bangalore or Austin never has to think about, and it adds up fast the moment you need more than one of these tools.
What it costs to run all three
ChatGPT Plus, Claude Pro and Google AI Pro together run close to $60/mo, roughly NPR 9,200 before fees. Add a 2 to 3.5% conversion charge on each of three separate billing cycles and you're paying extra just for the privilege of paying in a currency that isn't yours.
This is the specific problem AIVerse is built to remove: one subscription, billed in NPR through eSewa or ConnectIPS, covering 30+ models including ChatGPT, Claude and Gemini in the same place. See pricing
Pay once, in rupees, for every model you actually need. Try AIVerse now →